First National Bank of Omaha offers 3.20% for online savings

I just noticed a Web ad for First National Bank of Omaha (FNBO Direct) offering an interest rate of 3.20% or 3.25% APY for online savings, with no minimum. That is fairly decent. And that is FDIC insured.

I am not endorsing them per se, but simply passing along what I have run across.

A quick Google search does not turn up any negative information.

GMAC Bank offers a higher rate (3.68% or 3.75% APY.) Capital One Online Savings was higher, but now appears to offer the same 3.20% rate (3.25% APY.)

-- Jack Krupansky