Full FDIC protection for checking accounts

I just received an email from Sovereign Bank reminding me that my personal (business owner) checking account is fully FDIC insured, even above the current $250,000 limit, since Sovereign is enrolled in the FDIC Transaction Account Guarantee Program and the interest rate is less than 0.50%. I do not currently need all of that protection, but it is nice to know that it is there.

-- Jack Krupansky